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TMG The Mortgage Group Canada Inc.
Steve Nipius, Accredited Mortgage Professional
Mortgages are so much more than just rates.
In most cases your home is your biggest asset. Make sure you have a mortgage that's working for you, not against you. I work to save you the most over the lifetime of your mortgage, this might mean in some cases the lowest rate is one that may not be the best for you (many brokers sell on rate alone as they simply don't know the features of most mortgage products). Choose to work with me and see how I can save you money!
Think Outside the Branch for Your Mortgage
New Mortgage
Need a new mortgage? I'll help you pick the right fit for you and your budget.
Renewal
When it comes time to renew your mortgage, I'll help you review your options and make the renewal process simple and easy. Don't simply take what your lender is offering at renewal, I'm here to provide professional expert advice. Maybe there's something that you need to plan for, baby, rental, vacation home and putting the planning into place at time of renewal can save you money!
Refinancing
Sometimes, refinancing is your best option for a variety of reasons. Let me review your options and do the hard work for you!
Get started with your application now!
I'm here to help with your mortgage needs, refinancing, new home purchases or mortgage renewals.
The Rates, Today
Because I work with a wide variety of lenders I can access competitive, lower-than-advertised interest rates. In many instances I have specials which cannot be posted on rate sheets as lenders consider them "unadvertised specials". Give me a call to discuss the current offerings. Don't be fooled by those posting unbelievable low rates (whether it's large penalties, no pre-payment options, little to no future flexibility) there are in most cases a catch, make sure you ask the right questions.
How Much Can You Afford?
Use this mortgage calculator to help you figure things out
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Get in touch with me today for your free consultation!

Whether you're looking for a first mortgage, refinancing your current home, or just researching your options, I'm here to help. In my almost 15 years in the mortgage industry I've seen billions in mortgage applications and can help find the right solution for your needs.